What is Smart Bahi?
Smart Bahi is a digital bahi-khata. It lets you record credit and debit entries, track each customer's balance, make GST bills, manage stock, and send payment reminders — from your phone or the web.
Is it free?
Yes, you can start for free. Paid plans add higher daily limits and extra features; you only upgrade if you need them.
How do I log in?
You sign up with your mobile number and verify it with an OTP. After that you can log in with your mobile number and password on the app or the web dashboard.
Does my data sync between the app and the website?
Yes. Your ledger, customers, and bills are stored against your account, so the same records show up whether you use the Android app or sign in on the web.
Why does the app ask for SMS permission?
Only to auto-read the OTP when you verify your mobile number. We never read your personal messages or share SMS data. See our Privacy Policy for details.
How are payments handled?
Paid plans are billed through secure UPI / online payment. You can cancel auto-renewal anytime; your plan stays active until the period you've paid for ends.
How do I delete my account?
Email us from your registered account and we'll remove your account and associated data, subject to any records the law requires us to keep.
Digital Gold & Silver (Gold Sec)
What is the Gold & Silver feature?
Gold Sec lets you buy, save, and sell digital gold and silver right from SmartBahi. It's powered by our partner Augmont, so you're buying real 24K gold and silver that's stored safely on your behalf.
How do I start buying gold or silver?
Open the Gold & Silver section from the app's bottom menu or the website sidebar. SmartBahi signs you in to Augmont's secure platform automatically — no extra password — and from there you can buy, start a Gold SIP, or sell.
Is my gold safe, and who holds it?
Your gold and silver are held and insured by Augmont's custodian, not by SmartBahi. SmartBahi only connects you to the platform. You can see your holdings and transaction history inside the gold section anytime.
Do I need to complete KYC?
For smaller amounts you can usually start right away. Larger transactions may need a quick KYC, such as your PAN, which you complete directly with Augmont.
Why does the gold price keep changing?
Gold and silver rates move with the live market through the day. The price you see at the moment of buying or selling is the rate that applies.
Can I sell my gold and get the money back?
Yes. You can sell your digital gold or silver anytime from the same section, and the amount is settled to you through Augmont as per their process.